EU-Consumer Credit Directive (CCD):
Transparency, Consumer Debts, Predatory Lending and Social Culture
Proposals of the Commission, Council, and Parliament:
CCD – The entire procedure from beginning to end (as of Feb 2008)
CCD – IMCO final Directive for second reading of the Parliament on 15 January 2008 (11 December 2007, PE396.526v03-00)
CCD Ammendments by the European Parliament (November 14 2007, pe398.282v01-00)
Proposal by MEP Kurt Lechner, Rapporteur of IMCO (Committee on the Internal Market and Consumer Protection) of the European Parliament on Consumer Credit (October 25, 2007)
Communication from the Commission – Lead up to Common Position (September 21 2007, COM(2007)0546)
Consumer Credit Directive - Common Position of the Council of Ministers (Final Version September 14, 2007)
Amended Draft of the German Presidency March 7, 2007
Amended Draft of the Austrian Presidency April 4, 2006
Proposal of the Commission. October 7, 2005 COM(2005) 483 final
Proposal of the Commission. October 7, 2005 COM(2005) 483 final
Proposal of Commission and Parliament. October 28, 2004 COM(2004) 747 final
Proposal of the Commission. September 11, 2002 COM COM(2002) 443 final
Papers and Comments from the ECRC:
Consumer Credit Directive for 2nd Reading in the Parliament - ECRC/iff Comments (12 Dec 2007)
Consumer Credit Directive for 2nd Reading in the Parliament - ULC Comments (12 Dec 2007, in French)
Consumer Credit Directive in the Parliament - ECRC Position (Nov 2007)(en)
Comments on the Draft CCD Recomendation for Second Reading - Comments by German Consumer association, vzbv (9 Nov 2007) (en)
Consumer Credit Directive in the Parliament - Comments by ULC (Nov 2007)(en)
Draft Consumer Credit Directive 2007: Critical Introduction and Selected Reading (March 2007)
Principles of responsible Credit (iff)
Proposal, Alternatives and Comments
Draft Consumer Credit Directive 2005: Critical Introduction and Selected Reading
On this webpage we want to provide the
necessary information in order to animate a public national discussion on the
Consumer Credit Directive (CCD) free from political pressure. You are invited to participate with comments in any language by e-mail to: ecrc@iff-hamburg.de. We will publish the contributions on this site.
some useful links: