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EU-Consumer Credit Directive (CCD):
Transparency, Consumer Debts, Predatory Lending and Social Culture


Proposals of the Commission, Council, and Parliament:


Click here for the FINAL VERSION OF THE CCD 2008 (2008/48/EC, April 23, 2008)

pdf file CCD – The entire procedure from beginning to end (as of Feb 2008)

MS-Word file CCD – IMCO final Directive for second reading of the Parliament on 15 January 2008 (11 December 2007, PE396.526v03-00)

pdf file CCD Ammendments by the European Parliament (November 14 2007, pe398.282v01-00)

pdf file Proposal by MEP Kurt Lechner, Rapporteur of IMCO (Committee on the Internal Market and Consumer Protection) of the European Parliament on Consumer Credit (October 25, 2007)

pdf file Communication from the Commission – Lead up to Common Position (September 21 2007, COM(2007)0546)

pdf file Consumer Credit Directive - Common Position of the Council of Ministers (Final Version September 14, 2007)

MS-Word file Amended Draft of the German Presidency March 7, 2007

MS-Word file Amended Draft of the Austrian Presidency April 4, 2006

pdf file Proposal of the Commission. October 7, 2005 COM(2005) 483 final

MS-Word file Proposal of the Commission. October 7, 2005 COM(2005) 483 final

pdf file Proposal of Commission and Parliament. October 28, 2004 COM(2004) 747 final

pdf file Proposal of the Commission. September 11, 2002 COM COM(2002) 443 final


Papers and Comments from the ECRC:

pdf file Consumer Credit Directive for 2nd Reading in the Parliament - ECRC/iff Comments (12 Dec 2007)

pdf file Consumer Credit Directive for 2nd Reading in the Parliament - ULC Comments (12 Dec 2007, in French)

pdf file Consumer Credit Directive in the Parliament - ECRC Position (Nov 2007)(en)

pdf file Comments on the Draft CCD Recomendation for Second Reading - Comments by German Consumer association, vzbv (9 Nov 2007) (en)

pdf file Consumer Credit Directive in the Parliament - Comments by ULC (Nov 2007)(en)

pdf file Draft Consumer Credit Directive 2007: Critical Introduction and Selected Reading (March 2007)

pdf file Principles of responsible Credit (iff)

pdf file Proposal, Alternatives and Comments

pdf file Draft Consumer Credit Directive 2005: Critical Introduction and Selected Reading


On this webpage we want to provide the necessary information in order to animate a public national discussion on the Consumer Credit Directive (CCD) free from political pressure. You are invited to participate with comments in any language by e-mail to: ecrc@iff-hamburg.de. We will publish the contributions on this site.

some useful links:

EU Commission Website on the CCD

Link to the CCD on Eur-Lex

pdf file Who is Who in Brussels?

 

Created: 22/08/05. Last changed: 08/07/11.
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