A report by Citizen’s Advice details how an increasing number of bankrupt people are being ‘wrongly denied’ access to a basic bank account, with only two (Barclays and the Cooperative Bank) out of seventeen banks that provide basic, no-credit bank accounts, offering services to this group.

The report criticises banks for limiting account availability to undischarged bankrupts calling it ‘demoralising and impractical’; and because it makes it difficult for people in this position to control their personal finances, receive wages or benefits, and pay bills.

Gillian Guy, Chief Executive of Citizens Advice, said:

"The banks who exclude undischarged bankrupts say that they are concerned about potential liability. This just doesn't stack up – two banks that do offer these accounts have told us they experience no difficulties."

The full report can be found here: http://www.citizensadvice.org.uk/index/campaigns/policy_campaign_publications/evidence_reports/er_consumerandebt/called_to_account.htm