NATIONAL CONFERENCE - First African Conference on Responsible Credit in Connection with ECRC and NCRC |
The South African Conference on Consumer Law organised by the University of South Africa (UNISA) and the International Association of Consumer Law (IACL) in connection with the European Coalition for Responsible Credit (ECRC) will not only allow South African Stakeholders to get together to discuss Consumer Credit but also allow participants from the world over to attend 6 Workshops dedicated to the issues of responsible financial services: Workshop I (Day1), Workshop IV (part a and b) (Day2) and Workshop III (Day3) on “Credit, predatory lending, prevention of over-indebtedness, and the financial citizen”; and Workshop IV (Day1) and Workshop I (Day2) on “Consumer bankruptcy and debt relief”; all deal with issues of responsible financial services. Here is the agenda of these workshops:
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RESPONSIBLE CREDIT CONFERENCE IN CAPE TOWN, SOUTH AFRICA, 11–13 APRIL 2007- “Consumerism, Citizenship and Consumer Rights: Retrospective and Prospects for Consumer Law and Policy”
Below are links to both the registration form and the full conference programme (containing the map to the venue). A conference web site containing all the relevant information, including the abstracts, CVs and photos of all the speakers will be made available shortly. For further questions, please contact the lead organiser Michelle Kelly-Louw, Associate professor for Banking and Insolvency at the University of South Africa (kellym@unisa.ac.za). Please also note the deadline for registration to the conference is 23 March 2007.
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Day1 am (11H10 - 12H40)
WORKSHOP I: CREDIT, PREDATORY LENDING, PREVENTION OF OVER-INDEBTEDNESS, AND THE FINANCIAL CITIZEN
Chairperson: PROF M KELLY-LOUW: Associate Professor – Department of Mercantile Law, University of South Africa
Discussants:
- PROF I RAMSAY: President – International Association of Consumer Law; and Professor in the Law, Osgoode Hall Law School, York University (Canada);
- E LEVENSTEIN: Director – Werksmans Attorneys (Johannesburg (South Africa))
Speakers:
- Measures in South African consumer credit legislation to prevent over-indebtedness and alleviate the consequences thereof (S RENKE: Department of Mercantile Law, University of Pretoria (South Africa))
- Debt counselling in South Africa (L ALSTON: Debt Advice Centre Director – You and Your Money (NPO) (South Africa))
- Predatory credit card lending in the era of the “enlightened” borrower (PROF R DYAL-CHAND: Associate Professor of Law – School of Law, Northeastern University, Boston, (USA))
- Responsible lending or restrictive lending practices? Balancing concerns regarding over-indebtedness with addressing financial exclusion (T WILSON: Lecturer and member of the Socio-Legal Research Centre and Centre for Credit and Consumer Law – Law School, Nathan Campus,Griffith University (Australia))
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Day1 pm (13H40 - 15H10)
WORKSHOP IV: CONSUMER BANKRUPTCY AND DEBT RELIEF
Chairperson: PROF A BORAINE: Professor of Law – Department of Procedural Law (and acting dean: Faculty of Law), University of Pretoria (South Africa)
Speakers:
- The illusion of consumer protection: How to make it real (PROF A.S. ROSENBERG: Professor in Law – Thomas Jefferson School of Law, San Diego, California (United States of America))
- The reform of administration orders within a new consumer credit framework (PROF A BORAINE: Professor of Law, Department of Procedural Law (and acting dean: Faculty of Law), University of Pretoria (South Africa))
- Citizenship in Belgian consumer insolvency legislation (B DE GROOTE: Department of Business Administration and Public Management, Hogenschool Ghent, (Belgium)
- Defining the small business in financial distress: Should it be treated as a business or a consumer? (PROF A LOUBSER: Associate Professor – Department of Mercantile Law, University of South Africa)
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Day2 am (11H10 - 12H40)
WORKSHOP I: CONSUMER BANKRUPTCY AND DEBT RELIEF
Chairperson: PROF A LOUBSER: Associate Professor – Department of Mercantile Law, University of South Africa
Speakers:
- A Struggling Social Safety Net: Global Lessons from Bankruptcy and Healthcare Reforms in the United States (PROF R.J. LANDRY: Assistant Professor of Finance – Finance, Economics and Accounting Department, College of Commerce and Business Administration, Jacksonville State University (USA); and PROF A.K. YARBROUGH: Assistant Professor – College of
Public Health and Health Professions, University of Florida (USA))
- Consumer bankruptcy legislation in the United States and the United Kingdom: Is there a lesson to be learned? (J CALITZ: Lecturer – Faculty of Law, University of Johannesburg (South Africa))
- Tax debts in Belgian consumer legislation (B DE GROOTE: Department of Business Administration and Public Management, Hogenschool Ghent, (Belgium)
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Day2 pm (13H30 - 15H00)
WORKSHOP IV: CREDIT, PREDATORY LENDING, PREVENTION OF OVER-INDEBTEDNESS, AND THE FINANCIAL CITIZEN
Chairperson: PROF I RAMSAY: President – International Association of Consumer Law; and Professor in the Law, Osgoode Hall Law School, York University (Canada)
Discussant: The National Credit Regulator (G DAVEL: CEO – National Credit Regulator)
Speakers:
- Taming the beast: Payday loans, regulatory efforts, and unintended consequences (PROF M SPECTOR: Associate Professor and Co-Director: Civil Clinic – SMU Dedman School of Law,
Southern Methodist University, Dallas, Texas USA))
- From credit denial to predatory lending: The challenge of sustainable minority homeownership (PROF K.C. ENGEL: Assistant Professor of Law – Cleveland Marshall College of Law, Cleveland State University, Cleveland USA); and (PROF P.A. MCCOY: Professor in Law – University of Connecticut School of Law, Hartford, Connecticut (United States of America)
- Better consumer protection with the new statutory in duplum rule (PROF M KELLY-LOUW: Associate Professor – Department of Mercantile Law, University of South Africa)
continued into
Day2 pm (15H15 - 16H45)
WORKSHOP IV: THE FINANCIAL CITIZEN
Chairperson: DR V LAWACK-DAVIDS: Manager: Financial Safety Net Division, Financial Stability Department, South African Reserve Bank
Speakers:
- Similarities in the protection of workers in labour and consumers in credit relations (PROF U REIFNER: Institut für finanzdienstleistungen (“IFF’), Hamburg (Germany))
- Broad standards as a vehicle for consumer rights: The case of financial products in the United Kingdom
(PROF I MACNEIL: Alexander Stone Professor of Commercial Law – The Law School, University of Glasgow (United Kingdom)
- The EU Financial Services Action Plan, the Financial Services Policy 2005 – 2010 and their effects on European and national consumer law and rights (M WESTPHAL: Head of Financial Services Department – Federation of German Consumer Organisations, Berlin (Germany))
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Day3 pm (13H30 - 15H00)
WORKSHOP III: CREDIT, PREDATORY LENDING, PREVENTION OF OVER-INDEBTEDNESS,
AND THE FINANCIAL CITIZEN
Chairperson: PROF M KELLY-LOUW: Associate Professor – Department of Mercantile Law, University of South Africa
Speakers:
- Financial literacy and the creation of the financial citizen (PROF G PEARSON: Chair and Professor in Law – Discipline of Business Law, School of Business University of Sydney (Australia))
- Trust in virtue: the implications for consumers of fairness regimes in the UK’s financial services markets (PROF T WILLIAMS: Associate Professor of Law – Osgoode Hall Law School of York University (Canada))
- Banking services and consumer law (DR R PFEIFFER: Brasilcon (Brazil)) |
ID: |
39281 |
Author(s): |
iff |
Publication date: |
06/04/07 |
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Created: 08/01/07. Last changed: 06/04/07. Information concerning property and copy right of the content will be given by the Institut For Financial Services (IFF) on demand. A lack of explicit information on this web site does not imply any right for free usage of any content. |