Below are the links to the OECD online public consultations: Deadline for comment: 5 September 2011

• Draft Guidelines on Financial Education at School and Guidance on Learning Framework
• Draft High-level Principles for the Evaluation of Financial Education Programmes

Governments have long-recognised that financial education should start at school and that people should be educated about financial matters as early as possible in their lives. The OECD is inviting comment on Draft Guidelines on Financial Education at School and Guidance on Learning Framework via a public consultation which is open from 5 August to 5 September 2011. Comments received will be taken into account before finalisation of the text. Once completed, the draft Guidelines will be submitted to the OECD Council for approval as appropriate. These Guidelines are aimed at providing high-level international and non binding guidance to assist policymakers and interested stakeholders in designing, introducing and developing efficient financial education programmes in schools.

Draft High-level Principles for Evaluation of Financial Education Programmes

The design and implementation of effective financial education programmes requires a robust mechanism for monitoring and evaluating their efficiency. The OECD is inviting comment on Draft High-level Principles for the Evaluation of Financial Education Programmes via a public consultation which is open from 5 August to 5 September 2011. Comments received will be taken into account before a finalised version is submitted to delegates for adoption.

Other Relevant links:

• These Guidelines and draft Principles have been developed by the OECD and its International Network on Financial Education (INFE). They will stand as a tailored supplement to the 2005 OECD Recommendation on Principles and Good Practices for Financial Education and Awareness. 
• Evaluating Financial Education programmes: Feb 2011: INFE (2010a) Guide to evaluating financial education programmes http://www.financial-education.org/dataoecd/3/47/47220527.pdf and INFE (2010b) Detailed guide to evaluating financial education programmes: http://www.oecd.org/dataoecd/3/49/47220488.pdf
• Public Consultation: Draft High-level Principles on Financial Consumer Protection. font-weight:normal;">The OECD is inviting public comment on draft high-level principles on consumer protection in the field of financial services. These principles are designed to help governments and regulators to implement policy reforms addressing the inherent imbalances that exist between consumers and providers of financial products. The deadline for comment is 31 August 2011.
• Link to presentations from Canada conference May 2011: OECD-FCAC Conference on Financial Literacy: Partnering to Turn Financial Literacy into Action

Ongoing and Future Work:

The OECD/INFE has an extensive program of work on financial education and awareness issues, including the development of data collection, research and good practices in the following areas:

• International methodology to assess the level of financial literacy and inclusion of the population
• International methodology to evaluate efficiency and effectiveness of financial education programs
• Financial education programs at schools (including the PISA exercise)
• National strategies on financial education
• Financial inclusion
• Targeted groups (women, immigrants, low income)
• Social marketing and communication strategies
• Role of financial intermediaries in financial education
• In-depth research and survey on financial education and pensions issues (e.g. annuity products, financial retirement awareness, education of members of DC schemes)
• Financial education and credit /saving
• Behavioral economics and financial education
• Financial consumer protection

• OECD INFE: Principles of Evaluation of Financial Education Programmes (July 2011)
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• OECD / INFE GUIDELINES ON FINANCIAL EDUCATION AT SCHOOL & LEARNING FRAMEWORK (July 2011)
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• OECD INFE Detailed Guide to Evaluating Financial Literacy Programme (Feb 2011)
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