CONFERENCE – Experts from the world over came to Germany to discuss overindebtedness Academics from Chemnitz in Germany have organised a forum for experts on overindebtedness and are helping the responsible credit coalition by promoting discussions on the cause and consequences of overindebtedness. A dozen experts from the EU and ten presenters coming from the US, China; Japan, Kanada and Australia came to Chemnitz on 26-28 of March 2009. The programme and the presentations are attached below including a link to the organiser's website. OVERINDEBTEDNESS: EVERYDAY RISK IN MODERN SOCIETIES? THEORETICAL ASPECTS AND EMPIRICAL FINDINGS IN INTERNATIONAL PERSPECTIVE Meeting at the University of Technology Chemnitz / Department of Sociology 26.03.09 – 28.03.09 Thursday 10:30 Welcoming: Ditmar Brock 11: 00 – 11:45 Johanna Niemi-Kiesiläinen (National Research Insitute of Legal Policy Helsinki): “Overindebtedness – an international legal concern?” 12:00 – 13:00: Lunch EMPIRICAL PROBLEMS IN THE MEASURMENT OF OVERINDEBTEDNESS. Moderation: Götz Lechner 13:00 – 13:45 Robert M. Lawless (University of Illinois): “Who are the Self-Employed in Bankruptcy?” 13:45 – 14:30 Eva Münster (Johannes-Gutenberg University Mainz): “Overindebtedness and Health – Social Medicine Cognitions for Health Services Research.” 14:30 – 15:15 Götz Lechner (University of Technology Chemnitz): “New Findings in Private Bankruptcy in Germany. Results and methodical Aspects.” 15:15 – 16:00 Coffee Break 16:00 – 16:45 Alexy Buck (Legal Services Research Centre, London) 16:45 – 17:30 Iain Ramsay (University of Kent) "Beyond neo-liberalism? Regulatory capitalism and Consumer Credit". 17:30 – 18:30 Ditmar Brock; Wolfram Backert (University of Technology Chemnitz): The Need for an International Research Perspective in Overindebtedness and Private Bankruptcy – Discussion Dinner Friday 9:30 – 10:00 Coffee OVERNDEBTEDNESS AND PRIVATE BANKRUPTCY IN AN INTERNATIONAL PERSPECTIVE I. Moderation: Johanna Niemi-Kiesiläinen 10:00 – 10:45 Michael A. Green (University of Wales Bangor): “Changes in the UK Over-indebtedness Regime: Shifts in Political Drivers and the Development of Public Policy,” 10:45 – 11:30 Nadja Jungmann, Nick Huls (Erasmus University Rotterdam): “Private Bankruptcy and Overindebtedness: The Dutch System” 11:30 – 12:15 Jason Kilborn (John Marshall Law School Chicago): “Consumer Bankruptcy Refoms in Demark and the USA” Lunch OVERINDEBTEDNESS AND PRIVATE BANKRUPTCY IN AN INTERNATIONAL PERSPECTIVE II. Moderation: Iain Ramsay 13:15 – 14:00 Annina Persson (Örebrö University Sweden): “The New Swedish Debt Relief Law.” 14:00 – 14:45 Georg Kodek (Wirtschaftsuniversität Wien): “Twelve Years of Consumer Bankruptcy in Austria – An Emprical Study on Debtors and Court Proceedings.” 14:45 – 15:30 Coffee Break 15:30 – 16:15 Souichirou Kozuka (Sophia University Tokio), Luke Nottage (University of Sydney): 16:15 – 17:00 Catarina Frade; Claudia Lopes (University of Coimbra, Portugal): “Overindebtedness and Private Bankruptcy in Portugal.” 17:45 – 18:30 Ming Qi (Jilin University School of Law, China): “What did Chinese bankruptcy law of 2006 bring to us? Legislation policies and Judicial Practices.” Saturday 9:30 – 10:00 Coffee GOVERNMENTS AND MARKETS Moderation: Jason Kilborn 10:00 – 10:45 Stephanie Ben-Ishai (Osgoode Hall Law School Toronto): “Are Governments causing the Overindebtedness of the Poor? Evidence from a Legal Aid Clinic.” 10:45 – 11:30 Susan Block-Lieb (Fordham Law School New York), Ted Janger (Brooklyn Law School New York): “Demand-Side Gatekeepers in the Market for Consumer Credit.” 11:30 – 12:15 Gregory D. Squires (George Washington University Washington DC): “Segregation and the Subprime Lending Crisis.” 12:15 – End of the Meeting ID: 42433 Author(s): ECRC Publication date: 01/04/09     Block-Lieb/Janger - The Myth of the Rational Borrower (Chemnitz, March 2009) (519823 Bytes) S. Kozuka - The Overindebtedness as a Legal and Policy Problem (Chemnitz, March 2009) (53307 Bytes) M. Kelly-Louw - Consumer Protection Against Various Interest Rate Hikes (Chemnitz, March 2009) (449625 Bytes) M. Knobloch - People in Consumer Advice Agencies in Germany (Chemnitz, March 2009) (285247 Bytes) M. Qi - What did Chinese Bankruptcy Law of 2006 bring to us (Chemnitz, March 2009) (60769 Bytes) N. Huls, N. Jungmann - Paper, Regulation and Self Regulation in the Fight against overindebtedness (Chemnitz, March 2009) (250479 Bytes) R. Lawless - The Problem of Small Business Owners in the US Consumer Bankruptcy System (Chemnitz, March 2009) (621978 Bytes) S. Ben-Ishai, S. Schwartz- Are Governments Causing the Overindebtedness of the Economically Disadvantaged? (Chemnitz, March 2009) (130486 Bytes) S. Block-Lieb, E. Janger - Demand-Side Gatekeepers in the Market for Consumer Credit (Chemnitz, March 2009) (558035 Bytes) J. Kilborn- Danish Gældssanering 1972-2009 (Chemnitz, March 2009) (185623 Bytes) J. Niemi - Overindebtedness, An International Legal Concern (Chemnitz, March 2009) (368411 Bytes) G. Lechner - New Findings in Private Bankruptcy in Germany. Results and Methodological Aspects (Chemnitz, March 2009) (580024 Bytes) G. Kodek - Twelve Years of Consumer Bankruptcy in Austria (Chemnitz, March 2009) (576926 Bytes) F. Jesus, C. Lopes - Overindebtedness in Portugal, A Sociological Profile (Chemnitz, March 2009) (374515 Bytes) E. Münster, H. Rüger, S. Letzel- Over-indebtedness and health (Chemnitz, March 2009) (329601 Bytes) D. Brock, W. Backert - The Need for an International Research on overindebtedness (Chemnitz, March 2009) (89537 Bytes) A. Persson - The New Swedish Debt Relief Law (Chemnitz, March 2009) (80898 Bytes) S. Block-Lieb, E. Janger- Gatekeepers Goals in the Market for Home Loans (Chemnitz, March 2009) (177837 Bytes) URL(s): Link to ECRC's Stakeholder Conferences 2008-2009 webpage Link to the conference webpage at the University of Technology Chemnitz (Department of Sociology)

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