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"I was struck by the positivity, energy and enthusiasm of many speakers. There was also a good sense of a "realilty check" with ideas, approaches and proposed solutions centred around the limitations and challenges of living in the real world!"
"Excellent seminars! Very useful for policy and technical money advice work."
The presentations from the event are now available from the links below, and we have also uploaded a number of Session 2: The effects of the financial crisis on poor, Black and Minority Ethnic communities
Speaker: Karen Chouhan, Equanomics
Session 3: The economic impact of financial inclusion initiatives
Speaker: Dave Roberts, Leeds City Council
Session 8: The links between debt and worklessness: a view from the frontline
Speakers: Vinny Pattison, Ingeus and Paul Nicolson, Zacchaeus 2000
Session 9: Glasgow credit unions serving their city
Speakers: Helen Chalmers, Glasgow Credit Unions Strategy Group Robert Kelly, NHS Credit Union Scotland and North England, Elizabeth Campbell, Castlemilk Credit Union
Session 10: Reflections on the Department for Work and Pensions growth fund
Speakers: John Cray and Colin Purtill, Department for Work and Pensions
Keynote speech: The crisis and what we need to do now
Chair: Damon Gibbons, Chief Executive, Centre for Responsible Credit
Speaker: Reverend Jesse Jackson
Plenary: Creating an effective market: the roles of competition, regulation, self regulation and consumer support
Chair: Damon Gibbons, Chief Executive, Centre for Responsible Credit
Speakers: Ray Watson, Office of Fair Trading; Robert Skinner, Lending Code Standards Board, Paul Rodford, UK Cards Association, Joanna Elson, Money Advice Trust, Oliver Morgans, Consumer Focus
Session 11: Credit where credit is due
Speaker: Ray Watson, Office of Fair Trading
Session 12 Community based advisers: delivering personal and social gains for social housing residents and staff
Speakers: Puck Markham, Community Money CIC and Scott McKinven, Affinity Sutton Housing Association
Session 13: Lessons from the Welsh approach to tackling debt and financial exclusion
Speaker: Martha Da Gama Howells, Welsh Assembly Government
Session 14: Building the Big Society – what role should banks play?
Speakers: Andy Mullineux, Centre for Household Assets and Savings Management,Toby Blume, Urban Forum; Richard Werner, University of Southampton
Session 15: Sustainable and credible credit unions: the experience from three new start mutuals in the South East
Speakers: Adrian Davies and Jenny King, Fair Advantage Limited
Closing plenary: Expanding affordable credit in hard times
Chair: Damon Gibbons, Chief Executive, Centre for Responsible Credit
Panel members: Mark Lyonette, ABCUL, Cllr Richard Lewis, Leeds City Council, Bernie Morgan, CDFA, Lindsay Mackie, New Economics Foundation, Ruth Cooke, Midland Heart Limited
Wednesday 20 October 2010
Opening plenary: Towards a national financial advice service
Chair: Niall Cooper, Church Action on Poverty and CfRC
Speaker: Jim Dredge, Head of Operations and Money Guidance, Consumer Financial Education Body
Session 16: The financial health check: helping people to change their financial behaviour
Speakers: Vivienne Man and Warren Davis, Consumer Financial Education Body
Session 17: Working in partnership to prevent possession in Northern Ireland
Speakers: Janet Hunter and Ursula Toner, Housing Rights Service Northern Ireland
Session 18: Access to affordable credit after growth fund: new challenges for credit unions operating in low income communities
Speaker: Paul Jones, Liverpool John Moores University Research Unit for Financial Inclusion
Session 19: Employment, self-employment and Black and Minority Ethnic debt
Speaker: Omar Khan, Runnymede Trust
Session 20: How the forthcoming changes to credit union legislation could have a positive impact on accessible financial services?
Speaker: Gareth Evans, GRE Consulting
Session 21: Financial inclusion for vulnerable homeowners
Speakers: Naomi Kingsley and Sue Poulter, London Rebuilding Society
Session 22: Unfair credit relationships – how are the courts responding?
Speaker: Guy Skipwith, Citizens Advice Specialist Support Unit
Session 23: Are banks being transparent about lending policy and financial inclusion activity? A review of corporate social responsibility reporting
Speaker: Damon Gibbons, Centre for Responsible Credit
Session 24: Friends in need: justice for vulnerable debtors
Speaker: Joanna Kennedy, Zacchaeus 2000
Session 25: Delivering financial capability: what really works?
Speaker: Martha Lawton, Independent Practitioner
Plenary: The debt crisis: what can we do to improve support for debtors?
Chair:: Damon Gibbons, Centre for Responsible Credit
Speakers: Paul Joyce, Free Legal Advice Centres, Ireland, Vida Gow, Citizens Advice Scotland, Fiona Hoyle, Finance and Leasing Association
Session 26: The importance of ethics and evaluation for financial education
Speaker: Prof Toni Williams, University of Kent
Session 27: The consumer credit and insolvency review: where should we focus our attention?
Speaker: Peter Tutton, Citizens Advice
Session 28: Meeting the needs of low income borrowers: how high are the costs of provision?
Speaker: Harry Glavan, Community Development Finance Association
Session 29: Improving practice in the rent to own market
Speaker: Greg Brown, Thrive
Session 30: Delivering debt advice where it is most needed
Speaker: Tobias Stapf, Toynbee Hall
Session 31: Illegal money lending – current context, research, and activity
Speakers: Tony Denny, Illegal Moneylending Team
Session 32: Can payday lending be responsible?
Speakers: Marie Burton and Damon Gibbons, Consumer Focus
Session 33: Providing an alternative to home credit for social housing tenants
Speaker: Nigel Draper, Valleys to Coast and Clare Williams, Moneyline Cymru
Session 34: Using technology to improve scale and reach: a case study
Speakers: Justin Floyd, Red Cloud Technology and Bernie Morgan, Community Developent Finance Association
Closing plenary: Have we learnt the real lessons from the crisis? The role of credit in the new economy
Chair: Bernie Morgan, Community Development Finance Association
Speakers: Mick McAteer, Financial Inclusion Centre, Professor Iain Ramsay, University of Kent, Bernie Morgan, Community Development Finance Association (Chair) |